Heres how to cancel your Walmart credit card.
How do you cancel your Walmart Credit Card? Wal-Mart offers two types of credit cards: Walmart MasterCard and Walmart credit cards. Both are managed through Synchrony Bank. To get one of these credit cards closer, contact Wal-Mart by sending a letter to the address listed on your latest billing statement or by calling the company’s customer service number (you can find it on the back of your Walmart credit card or in a statement, or online )
If you need to close your account immediately, calling customer service is the fastest way to process your request.
Details About Closing Your Walmart Credit Card
In most circumstances, you are still responsible for all your credit card balances. To prevent accumulation of additional costs by other authorized users of your Walmart credit card, collect all the cards issued and destroy them. If an authorized user is in a state other than the country where you live, tell them about your plan to immediately close your Walmart credit card.
Until you complete the account in full, variable 23.15% annual percentage rate (APR) for Walmart credit cards and variable 17.15% to 23.65% APR (26.15% for cash advances) for the Walmart MasterCard applies to the remaining balance.
Wal-Mart reports your credit card activity to three credit bureaus (Equifax, Experian, and TransUnion). Closing your account can have a negative impact on your credit history, depending on how long you have a card. If your Walmart credit card is your oldest credit card, consider paying off all the balance but keep your account open; otherwise, the average age of all your accounts will decrease, which can reduce your credit score.
Wal-mart offers several payment options for credit cards, including online, by telephone, by mail and in stores (both Wal-Mart and Sam’s Club sites, if you are a member of Sam’s Club).