How to Load Money into Your Walmart MoneyCard 5/5 (2)

load walmart moneycard

Learn how to load more cash into your Walmart MoneyCard.

How to load money into your Walmart MoneyCard. You can load money at Walmart MoneyCard via direct deposit, using Walmart’s fast credit, through cashing checks at Walmart, on the Walmart express money center machine, via bank transfer online or with a tax refund.

Direct Deposit

You can have a government salary or allowance that is directly loaded at your Walmart MoneyCard via direct deposit. This service is provided free of charge, and you can deposit part or all of the checks that you have.

Walmart Rapid Reload

At each participating Walmart, you can add cash to your MoneyCard by swiping it on the list. There is a $3 fee for this service, but it’s free for Preferred card holders. This service is also available at participating Green Dot retailers.

Check Cashing at Walmart

You can withdraw your payroll checks or government benefits at Walmart and directly load funds into your MoneyCard. There is no fee to load this fund into your MoneyCard, but there may be a check withdrawal fee.

Walmart Money Center Express

These centers are located in front of Walmart shops, near customer service. You can add cash to your card, check your balance, buy money orders and buy phone cards. Fees apply depending on MoneyCard type and type of transaction.

Online Bank Transfer

Same day transfer is available for $2.95 on all but basic MoneyCard. Standard transfers require one to three business days, and there is no replacement fee. However, your bank may charge for the electronic transfer.

Tax Returns

When you file taxes, you can choose to directly deposit your money back into your Walmart MoneyCard. Select the option to directly deposit your funds into the checking account. Your MoneyCard gives you the routing number and account number. The standard IRS processing time applies.

See also:   Walmart MoneyCard Agreement about Using Your Card


Loading money only starts the process using your Walmart MoneyCard. The basic Walmart MoneyCard provides you with zero fraudulent obligations through Visa and MasterCard programs. Free online bill payment services are also included. You can send a free check to an owner or set a recurring monthly payment for your car insurance. These cards can also allow you to send funds to family or friends anywhere in the United States.

In addition to all the other benefits, you can also access the online money safe to set aside funds for future use. Think of this as a small savings account that you won’t be able to touch until you move your funds back to your MoneyCard.


Each card has a monthly service fee of $5. Monthly fees are waived but if you reach a specific monthly deposit amount targeted ($1,000 or more). Quick reload costs $3 for each deposit, but is free for Preferred card holders. A $2.50 is charged per ATM withdrawal that may be above the additional fees charged by the ATM operator. There is also a 3% foreign transaction fee and a $0.50 balance inquiry fee at the ATM.


The Walmart MoneyCard has many benefits but also some costs. All cards do not require a credit check, do not have an overdraft fee and do not require you to have a bank account. You can choose from Visa or MasterCard debit and use it wherever Visa or MasterCard is accepted. Plus, there are various ways to load money on a card.

Sharing is caring!

How helpful was this article for you?

0 1 2 3 4 5