How to make a purchase with Walmart MoneyCard. A trader continues to charge my card every week / month. Why? This may be a recurring transaction that is automatically charged to your card. Examples of traders who can use recurring transactions include video rental services, internet service providers, health clubs, insurance companies, or cable TV services. Contact your service provider or merchant directly if you want to cancel this service.
How to make a purchase with Walmart MoneyCard.
Are there traders where I can’t use my card?
Walmart MoneyCard cannot be used in some types of merchants such as casinos and gambling websites.
It is the policy of some traders not to accept prepaid cards. Check with the merchant before trying to make a purchase.
Walmart MoneyCard is also not designed for business use and we can close your card if you use it for business purposes. We can block the use of cards in some countries due to fraud or security issues.
What happens when I use my Walmart MoneyCard at the gas station?
Paying at the pump with a credit function can cause a 7-day suspension because you swipe and authorize your card before pumping. To be billed according to the amount you pump, select debit and use your PIN. You can also pay officers and be charged according to the amount you pump.
What happens when I use my Walmart MoneyCard in a restaurant?
The restaurant will verify if you have enough money on your card for food bills, plus an estimated tip. This amount can be held for up to 7 days or until the actual transaction is posted to your card. Funds are withheld and are not available for other purchases.
I want to use my card to rent a car. Can I?
Your Walmart MoneyCard can be used to rent a car, but car rental companies “authorize” (have money) more than the actual cost of a rental car. The reason is that rental car companies won’t know whether they need to charge you extra fees such as gas, car damage, or extra days until you return the vehicle. This official fund will be saved and not available for you to spend until the final transaction is posted to your report. This means that you may not have access to this fund for 90 days. To avoid problems when you rent, our advice is to call the car rental company first and ask them what their policy is about using a prepaid debit card.
What happens when I use my Walmart MoneyCard to order or pay hotel bills?
The hotel holds the estimated amount of your bill, making that amount not available for other purchases. When you check out, detention will take up to 10 days to be deleted.
What if I return merchandise?
The trader is responsible for crediting your card. Store return policies may vary. If the merchant cancels the transaction before posting, it may take up to 10 days for suspension of authorization to be deleted from your card. During this time, you will not have access to this fund.
If you receive credit on your card and you do not make an initial purchase using your card, your card will be suspended from use, and we will ask for additional documentation to return the card.
What is a pending transaction?
Pending transactions are transactions where your card can be authorized or have hold money more than the actual purchase amount until the final transaction is completed – meaning that the authorized dollar is not available for you to spend elsewhere.
What is the transaction posted?
Transactions posted are purchases, bill payments, and loans that have been processed by the merchant bank. In most cases, it takes around one or two days for the number of transactions to be deducted or credited to your account after the transaction is done. When the transaction has been processed, the status changes from “waiting” to “posted” in your transaction history. https://bit.ly/2G0SAZu
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