Top 3 business cash back credit cards 5/5 (1)

Top 3 business cash back credit cards offer up to 5% returns and benefits like 0% annual introductory rate (APR). This top card also comes with April running as low as 14.24%. We reviewed dozens of cards to find 10 owners who offered cash back prizes, the best benefits, and the lowest fees.

How to ‘Cash Back Business Credit Card’ Work ?

Cash back business credit cards allow owners to redeem prizes, especially for credit statements or deposits to eligible bank accounts. Many cards also allow users to exchange cash back prizes for gift cards, merchandise, or travel gifts. You can usually redeem between 1% and 5% of the money back per dollar spent, depending on the gift program and the type of goods or services you buy.

In general, the owner will find that receiving money back either as a credit statement or bank deposit will result in a higher exchange value than choosing another exchange option. Money back is usually worth 1 cent per point, while redeeming gift cards or merchandise may be worth less than 1 cent per point.

3 business cash back credit card
Top 3 business cash back credit cards.

1. Chase Ink Business Cash℠

Chase Ink Business Cash℠ is the best for businesses with expenses related to large offices. Paying 5% cash from the first $25,000 spent in joint purchases at office supply stores and telecommunications services. The owner receives 0% of the April delivery for 12 months of purchase, the longest intro period among the cards on our list. Ongoing April is 15.49% to 21.49%.

Chase Ink Business Cash℠ Rewards. This card offers the highest prize for office supplies. He also paid cash back for the purchase of gas stations and restaurants. Delivery prizes are great for cards that don’t charge an annual fee.

You will get $500 back after you spend $3,000 in your first three months. This is the highest introductory bonus on our list for cards that do not charge annual fees, related to Chase Ink Business Unlimited℠.

2. Capital One® Spark® Cash for Business

The Capital One® Spark® Cash for Business card is the best for companies that want to get 2% cashback from all expenses. This type of sustainable gift is suitable for businesses that have various expenditure needs and don’t want to track bonus categories. The ongoing April is 19.24%, which is the highest April on our list.

See also:   Earn 3% CASH Back to Grocery Pickup with your Walmart Credit Card

The Capital One® Spark® Cash for Business Review found that gift programs with fixed interest rates were highly valued. The card may not be right for all business owners because the card carries an annual fee of $95, which is written off in the first year.

3. Chase Ink Business Unlimited℠

Chase Ink Business Unlimited℠ is the best for business owners who want to get rewarded with a flat rate and a solid registration bonus – without paying an annual fee. Pay a 1.5% refund for all expenses and cash back $500 after you spend $3,000 in the first three months. That’s $300 more than you get with Capital One® Spark® Cash Select for Business, which also pays 1.5% back. The ongoing APR is 15.49% to 21.49%.

Along with a 1.5% sustainable prize at a fixed rate, this card also comes with an introductory bonus of $500 in cash back.

You will get $500 back when you spend $3,000 in the first three months. That is the highest return among the cards on our list that do not charge annual fees and are the same as what Chase Ink Business CashSM has to offer.

The best cash back business credit cards offer 2% cash back or better for business expenses. Many of these cards also have a low annual fee or not at all, an introductory April length of 0%, and other benefits that produce significant value for small businesses. https://bit.ly/2L6NBtu

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