Total Visa Unsecured Credit Card 5/5 (1)

Total Visa Unsecured Credit Card is an unsecured credit card with a simple credit limit designed for those who have bad-to-bad credit. Total Visa Unsecured credit card require a one-time program fee and charge an annual fee.

This Total Visa unsecured creditcard charges fees for late payments and refunds. The annual percentage rate for Total Visa unsecured creditcard is above average compared to other unsecured credit cards.

Total VISA Unsecured Credit Card
Total VISA Unsecured Credit Card

Best feature of Total Visa Unsecured Credit Card

Designed for those who have bad-to-bad credit: Total Visa unsecured creditcard is designed for applicants who have bad-to-bad credit. Using total Visa unsecured creditcard responsibly can help you rebuild your credit.

Disadvantages of the card

High fees: The annual, setup and maintenance fees required for a Total Visa unsecured creditcard are relatively high, and the card imposes fees for late payments and returns.

High Apr: The Apr that is charged by the Total Visa unsecured creditcard is higher than most other cards.

No prize or registration bonus: Total Visa unsecured creditcard does not offer a gift program or registration bonus to new cardholders.

Highlights

  • Account Check Required
  • Fast and easy application process; responses are given in seconds
  • Original Visa® cards accepted by merchants throughout the United States and online
  • Managed monthly payments
  • If approved, simply pay for the Program Fee to open your account and access your available credit
  • Monthly reports to all three major credit bureaus
  • Choose your favorite card design from our gallery, it’s free!

Total Visa unsecured creditcard Benefits
The total Visa Unsecured Creditcard holders receive benefits including:

  • Monthly reporting to all three credit bureaus
  • Zero liability for fraud

Comparison Visa Unsecured Credit Card with Other Cards

Total Visa Unsecured Credit Cards vs Capital One Platinum Credit Cards

  • Annual fee: Total Visa Unsecured Credit Cards require an annual fee. The Capital One Platinum Credit Card does not charge an annual fee.
  • Prizes: There are no cards that offer prize programs.
  • Registration bonus: There is no card that offers a registration bonus.
  • Benefits: Total Unsecured Visa Credit Card holders get benefits including without fraud obligations and monthly reporting to the three major credit bureaus. Benefits received by Capital One Platinum Credit Card holders include zero coverage protection, no overseas transaction fees, price protection, extended warranty coverage, travel accident insurance, emergency card replacement and free monthly FICO credit score access.
See also:   Does Walmart Receive International Credit Cards?

Total Visa unsecured credit card vs. Credit One Bank® Platinum Visa® Credit with Money Back Prizes

  • Annual fee: Total Unsecured Visa Credit Cards require an annual fee. Credit One Bank Platinum Visa with Cash Back Rewards requires an annual fee of $0 to $99.
  • Rewards: Total Unsecured CreditCard Visa does not offer a prize program. Credit One Bank Platinum Visa with a Cash Back Rewards card offers 1 percent cash back for all purchases.
  • Registration bonus: There is no card that offers a registration bonus.
  • Benefits: Total Unsecured Visa CreditCard holders get benefits including without fraud obligations and monthly reporting to the three major credit bureaus. Credit One Bank Platinum Visa with Cash Back Rewards card holders receive benefits including zero insurance coverage, purchase protection, extended warranty coverage, and access to a free FICO credit score. https://bit.ly/2YJE7ri

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