Walmart Credit Card – Personal, Safe and Exclusive Experience – The Walmart Credit Card is a Shop Offer and is issued by GE Money and aims to be used “personally” and by consumers with a fair credit history. Although not mandatory, the FICO 632 score will put you in a better position as far as the Walmart Credit Card is concerned. Card issuers may expect some differences but based on FICO score recommendations if you have a recent net credit record without a negative sign on your report, you can sail through the approval process with little difficulty and great success. However, there are other problems too, which decide in the application for a Walmart Credit Card to be approved.
The approval time for the Walmart Credit Card is relatively lower than that of its peers. This might give you an instant approval decision if your application information is complete, is out of question and has no other gaps in it. This system shows your approval status to you as soon as you submit your application online, so leaving is a day when you have to wait for days on the status of your application. Once your application has been approved, you can expect your credit card to arrive at any time between 1 to 2 weeks.
Walmart Credit Cards are not gift cards even though they don’t have annual fees. There is no introduction to the APR for the Walmart Credit Card, the lowest standard APR of 12.37% applies immediately; But APRs can vary among applicants. The lowest standard APR of 12.37% is variable and varies according to U.S. prime rate fluctuations. Program terms and conditions tell you how to calculate your applicable APR.
Because Walmart Credit Cards are not the same as traditional credit cards, these cards are only accepted in relative areas. Walmart Credit Cards are store cards or catalogs and are intended for consumers or ‘personal use’. That’s why Walmart credit cards are accepted in places like Wal-Mart, SAM’S CLUB and Walmart.com. By using a Walmart Credit Card you can save 3Ã‚Â¢ per gallon at all participating Wal-Mart gas stations and SAM’s Club or you can make payments in stores at any Wal-Mart or SAM’S CLUB store. What’s more, there are special financing offers with Walmart Credit Cards that give you that advantage. This card gives you a minimum 25 day grace period; then you don’t have to pay interest fees during the days because they don’t apply. You can also choose your payment due date, so the ball is always in your court.
With a Walmart Credit Card you have a $0 fraudulent obligation, so you can sit and relax without worrying too much. Credit Cards Walmart understands your love for your family and that is why it gives you additional cards for you family members and that too without additional fees. If you think that you need another reason to apply for a Walmart Credit Card, here is more you will face. Credit Cards Walmart not only understands your need for security and privacy but also respects that; thus, your access to your account information is completely safe, free of spies and potential hackers.